The title of one of our recent teleclasses was “Spending Your Way to Wealth.” Our guest was Kathleen Fox, co-author with me of Conscious Finance. Maybe we should have changed the title to “Not Spending: Your Way to Wealth.” Kathleen introduced herself as “congenitally thrifty” and then proceeded to prove it with her suggestions for wise spending. Rick Kahler, CFP, resides in Rapid City, South Dakota and is a fee-only financial planner. He is the co-author of “The Financial Wisdom of Ebenezer Scrooge” and “Conscious Finance.” You can learn more about Rick at wwww.kahlerfinancial.com.